How to make Money with your smartphone

How to Make

If you own a smartphone, wouldn’t it be nice to use it to make some extra money? Imagine being able to do all of your Christmas shopping by just using the money you’ve earned with a few apps throughout the year!  There are a ton of apps out there to help you make money, from buying groceries, watching videos, mystery shopping and even logging your workouts. I don’t have time to do all of those and honestly, I don’t want to be hooked to my phone all day. So, here is a list of my favorite apps that I use each month. They don’t take long to use once you have it downloaded and your account set up. Using these apps can easily save you up to $50 a month!

(Keep an eye out for Part 2 of this post next month for more money saving apps)

Ibotta – I love this app and it is super easy to use. Download the app and create an account. Then, simply find the store you shop at in the app, browse through the rebate offers, unlock the rebate for the items you purchased by answering one question, watch a short ad, or read a recipe. (literally takes a couple seconds) Take a picture of your receipt with your phone and they will credit your account with the value they assigned that item. If you sign up using my link, you should get $10 after you download the app and submit your first receipt! (You can create an account on your computer then log in once you have the app downloaded on your phone)



Saving Star – Once you download this app and create an account, you need to load your store loyalty cards to your account and then click on the items that you plan on buying before you go to the store. Once you check out at a store, the app will credit your account with the value assigned to the item that you purchased as long as you are shopping at a store that you’ve already linked your savings card too. (it takes a few hours to see the money deposited into your account). Super easy!


Checkout 51 -Download the app and create an account. Pick an item from their list that matches what you purchased at any store, take a picture of your receipt with your phone and that’s it! This app requires that you accrue $20.00 before you cash out and takes me a little longer since the items it offers aren’t things I regularly buy, but I still check it before and after I shop to see if they have an item I might be buying.

checkout 51

Paribus – My newest favorite is Paribus. (This works without a smartphone too! Create an account on your computer and make sure you sign up using the same email that you enter when you make purchases online) This app does all the work for you once you set it up. If you buy anything online at Amazon, Walmart, Target, Best Buy, Gap, J. Crew, Zappos, Macy’s, Staples, etc and get a receipt emailed to you, this app is for you.  Paribus will watch for the price to drop, and once it does, they email the company on your behalf and request a price adjustment. In return, they take 25% of the refund. It seems like a lot, but I don’t have time to constantly look up every item I bought online every day for 30 days to see if the price has changed and then email the company to ask for an adjustment, so any money I get back is more than I would have on my own. Not even 24 hours after I signed up, I had 2 items we had purchased on Amazon a few days prior, change price and the price adjustment credited to our bank account thanks to Paribus. Easy money! (Make sure to use the same email address for the app/computer that you do when you make the purchases or you won’t get a refund)


Walmart Savings Catcher – This one is similar to Paribus. Download the Walmart App and every time you make a purchase at Walmart, simply scan the barcode on the bottom of your receipt. Walmart then compares it’s prices with retailers in your area and, if it finds a store that sells the item cheaper, it credits your account with the difference.

savings catcher

A couple other apps that save me money but don’t require much work are:

Retailmenot – This app is great if you are in a store and need a coupon code. Simply type in the store and it will list every coupon that you could use in store or online. I use this all the time at craft stores. Extra tip: ACMoore, Michaels, and JoAnn’s fabric will usually let you use either of their coupons at any stores. So I always look up who has the biggest percentage off an item and use that stores coupon code at a different store.

Favado – Need Ice cream but don’t know who has it on sale this week? Type the item you want in the search bar and it will tell you all the stores that have that item on sale. It will also tell you if there is a coupon that you could use to make the deal even sweeter and you can even pick your store and see the top sales going on that week. I use this at Walmart all the time to price match. I check all the name brand items I am purchasing and see if they are cheaper at another store. Then show the cashier the app with the item and sale price and they automatically adjust the price for you. One shopping trip at Walmart, this app saved me $11 just by price matching!


So, download an app or 2 and let your smartphone start making you some money. You will be surprised how quickly it adds up.